Compare additional dental insurances
Compare dental insurances in the above scheme and save on the costs of dental care. Below are the steps that you need to follow to find the dental insurance that suits you.
First, select the desired maximum reimbursement. The maximum reimbursement is the total amount that you can declare annually with your additional dental insurance. If you receive less than 100% reimbursed, it means that you will have to pay a part of each dentist’s bill yourself. Generally speaking, you can opt for a reimbursement up to €250,-, €500,-, €750,-, €1.000,-, or €1.500,-.
An example: you chose a maximum reimbursement of €250,- at a reimbursement percentage of 75%. After a dentist visit you receive a €60,- invoice. 75% of this bill will be reimbursed by your insurer: €45,-. This means that you will keep €250 – €45 = €205,- for the remainder of the year.
The net reimbursement is the difference between the total amount you pay annually for premiums and the maximum annual reimbursement of your health insurer. The larger this amount, the more you can save on an annual basis by taking out an additional dental insurance! An example: you pay €12,- per month in premiums for your additional dental insurance. On an annual basis this is €144,-. This dental insurance offers a maximum annual reimbursement of €250,- at a reimbursement percentage of 100%. Your net savings over that year is €106,-.